Credit Card Processing for Websites and Online Sales

Merchant Basics

The Importance of an Internet Merchant Account

To establish an e-commerce business, you need a website, Internet merchant account, virtual shopping cart and a payment gateway. You provide the website, and TransFirst® will provide the means to do the rest!

What is a merchant account?

A merchant account is a business and financial arrangement with a credit card processor that allows a merchant to accept payment cards — in this case, on the Internet. An Internet merchant account enables you to run web-initiated transactions online in real time.

What is a payment gateway?

A payment gateway is a remotely-hosted software application that transmits transaction data from either the payment page of your website or from a virtual terminal, which is the link merchants use to process transactions securely and efficiently from their own computer.

Complete online payment processing center

Transaction Express® is our state-of-the-art, proprietary online payment processing platform for businesses of all sizes and industries. TransFirst’s electronic payment gateway offers a complete payment processing center online, anytime. Real-time processing of major credit cards and signature debit cards from any device with an Internet connection gives you the flexibility and reliability needed to help grow your business and remain competitive in your marketplace.

Mobile payment capabilities

In addition to supporting most virtual shopping carts and providing access to a virtual terminal, TransFirst also provides mobile payment capabilities and direct card swipe via USB, qualifying you for lower, card-present processing fees. Other important features include the ability to generate receipts, issue refunds directly to a customer’s card, capture previously authorized transactions and confirm transaction status; batch processing; a multi-merchant/multi-user platform; customizable reporting; automatic and manual recurring payments; and email management.

Propel your business

An Internet merchant account from TransFirst can propel credit card processing — and your business — into the 21st century. Isn’t that where you need to be?

Talk to a TransFirst representative today about our Internet/e-commerce products and services.


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Your information is private
and secure.We only
accept U.S.-based
businesses. We do not
accept adult businesses.

©2017 Total System Services, Inc. TSYS® is a federally registered service mark of Total System Services, Inc. All rights reserved. TSYS Merchant Solutions is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA; Synovus Bank, Columbus, GA, and First National Bank of Omaha, Omaha, NE. TSYS Business Solutions is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA; Synovus Bank, Columbus, GA; and Deutsche Bank, New York, NY for Visa and Mastercard transactions only.