Credit Card Batch Processing

TS6592A_Web_Batch_Processing_Infographic_1200_v2-thumb.jpg

Batch processing is the settlement stage of credit card processing that begins after a transaction has been authorized by the card-issuing bank. Once it sends the authorization code to the merchant, the bank places a hold on the cardholder’s line of credit or account funds to cover the transaction amount.

How Batch Processing Works

Credit card terminals, processing software and electronic payment gateways store all of a merchant’s credit card authorization codes in a data file, usually until the end of the business day, when they are all uploaded and processed simultaneously in one batch.

When it’s time to settle (or close) the batch, the merchant transmits all the authorization codes to their credit card processor, who sorts and forwards them on to the appropriate issuing banks. The banks release the funds to the processor, who deposits them into the merchant’s bank account. This step is typically completed within 48 hours of the transaction. The issuing bank bills the cardholder for the purchase on their monthly statement.

TransFirst offers clients an auto-batch close service that automatically settles their transactions at the same time every day. If there are no transactions pending in the batch, it is not closed and no batch fee is generated or charged.

Batch processing can also be set up for automated recurring billing — including monthly subscription or membership fees — by uploading a file containing all of your customers’ transaction information for billing.

Batch Processing with Transaction Express®

We offer online payment processing services that are flexible, customizable and do not require any special equipment or software. Our auto-batch close service automatically settles their transactions at the same time every day. If there are no transactions pending in the batch, it is not closed and no batch fee is generated or charged.

Additionally, batch processing can be set up for automated recurring billing — including monthly subscription or membership fees — by uploading a file containing all of your customers’ transaction information for billing.

This electronic payment gateway can work for almost any business, handling credit card transactions in real time via any device with a connection to the Internet. Our batch processing services are fully PCI compliant and supports fraud prevention tools like AVS, CVV, CVC and CID to keep you and your customers protected.

Learn More

Friendly representatives are standing by to answer your questions about batch processing, merchant accounts and the credit card processing products and services that we offer. Let us help you choose the solutions that best meet your business’s processing requirements.

 


Back

Get Started Below

or Call 888.845.9457
Do you accept credit cards?
Are you a U.S.-based business?
What is your primary method of processing?
  • Your information is private and secure. We only accept U.S.-based businesses. We do not accept adult businesses
Over

200,000

satisfied merchants, partners and vendors
See What Others Are Saying

×

Chat with a Professional!

Your information is private
and secure.We only
accept U.S.-based
businesses. We do not
accept adult businesses.

© 2017 Total System Services, Inc. TSYS® is a federally registered service mark of Total System Services, Inc. All rights reserved. TSYS Merchant Solutions is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA; Synovus Bank, Columbus, GA, and First National Bank of Omaha, Omaha, NE. TransFirst® is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA; Synovus Bank, Columbus, GA; and Deutsche Bank, New York, NY for Visa and Mastercard transactions only.