The EMV chip card is the new standard for payment cards in the United States. It is readily identifiable by the gold square on its front, under which is embedded a microprocessor (microchip) that offers capabilities not available on magnetic stripe cards. The chip securely stores account information, offers enhanced cardholder verification and performs cryptographic processing that keeps the data safe from fraudsters and identity thieves.
Chip card issuers determine whether a PIN or signature is required at the point of sale (POS). EMV-compatible terminals handle both chip-and-PIN and chip-and-signature transactions as follows:
While EMV-compatible terminals can process cards that are not chip-enabled through a magnetic stripe reader, magnetic stripe terminals cannot process chip cards. TransFirst® encourages our merchant clients to upgrade their POS equipment to the EMV standard to benefit from its security features and to help ensure that they can process whatever cards their customers choose without missing a sale.
As an added bonus, EMV-capable terminals can also accept contactless payments using Near Field Communication (NFC), including digital wallets like Apple Pay™, Google Wallet™ and Samsung Pay™ — payment convenience that’s good for both your business and your customers.
EMV is a registered trademark or trademark of EMVCO LLC in the United States and other countries. www.emvco.com. Apple Pay is a trademark of Apple Inc. Google Wallet is trademark of Google Inc. Samsung Pay is a trademark of Samsung Electronics Co., Ltd.
Richard Hari in your Colorado credit card customer service operation is one the best people I've ever dealt with in any type of business. I had a problem with credit card processing for my very, very small business. I was told I would get a call in two business days. Richard called in about 20 minutes. He was patient and took time to walk me through the process. Great job and a credit to TransFirst.
- Online Retailer | Bruceton Mills, WV
Two key things here. #1 – This program has saved me hundreds of dollars a year, and #2 – the service. The last time I called my question was answered in one simple phone call. We didn't take credit cards for a long time due to the expense ... I am so glad I took the time to listen when you came in because this is so much better.
- Restaurant Owner | Palm Bay, FL
TransFirst has done everything they said they would do, and they do it every month with service and savings. We are saving very big dollars each month, so we are very happy with the service.
- Police Benevolent Association | McDonough, GA
I'm writing to thank you for the superb customer support you've offered us in the setting up of our account. Your prompt replies to my questions, even through your illness, speaks very well of your organization and your own sense of responsibility. I would ask you to kindly forward this note to your supervisor, because I want him/her to appreciate your 'above and beyond' approach to your clients.
- Vision Care Provider | Windham, VT
I am extremely happy with TransFirst! The Transaction Express saves me hours a week with the ease of transactions and the up-to-date reporting. The service team is knowledgeable and eager to help. The best part, though, is the savings. Patrick made it so easy to switch merchant accounts. I wish I would have done it years ago!
All rights reserved worldwide. TSYS® and TransFirst® are
federally-registered U.S. service marks of Total System Services, Inc.
TransFirst is a registered ISO/MSP of: Wells Fargo Bank, N.A.,
Walnut Creek, CA; Synovus Bank, Columbus, GA; and Deutsche Bank,
New York, NY; for Visa® and MasterCard® transactions only.
TSYS Merchant Solutions is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA and Synovus Bank, Columbus, GA.