Retail Merchant Account Rates

Retail Credit Card Processing Rates

The following lists our retail rates where the credit card is physically present and swiped through a card reader. This is usually a storefront, however, these rates also apply to tradeshows, home parties, or any situation in which the credit card will be swiped. If you currently process credit cards, check out our free conversion program where we can beat your current rates.


Rates & Fees As Low As Industry Average TransFirst
Retail Discount Rate   1.85% 1.69%
Retail Transaction   25 ¢ 19 ¢
Monthly Service Fee   $10 – $15 $9.95
Batch Fees   25 ¢ $0.00
Deposit Funding   48-72 hours Next Day Available*

Note: Rates and fees are effective for accounts set up on or after January 2013. Above is a summary only and may not be all inclusive; all fees are listed in the merchant application and agreement. Minimums may apply to some accounts. Unlike other providers, we do not charge a cancellation fee if you go out of business or if you have a service issue we cannot resolve.

Get Started Below

or Call 888.845.9457
Do you accept credit cards?
Are you a U.S.-based business?
What is your primary method of processing?
  • Your information is private and secure. We only accept U.S.-based businesses. We do not accept adult businesses


satisfied merchants, partners and vendors
See What Others Are Saying
Risk-Free Trial


Chat with a Professional!

Your information is private
and secure.We only
accept U.S.-based
businesses. We do not
accept adult businesses.

© 2017 Total System Services, Inc.®

All rights reserved worldwide. TSYS® and TransFirst® are
federally-registered U.S. service marks of Total System Services, Inc. TransFirst is a registered ISO/MSP of: Wells Fargo Bank, N.A., Walnut Creek, CA; Synovus Bank, Columbus, GA; and Deutsche Bank, New York, NY; for Visa® and MasterCard® transactions only. TSYS Merchant Solutions is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA and Synovus Bank, Columbus, GA.