Check Processing and ACH Rates

ACH and Check Processing Rates

eCheck ACH check processing allows you to charge your customer’s checking account for purchases. The check may or may not be present, and the information from the check or checking account is keyed in for processing. If you currently process credit cards, check out our free conversion program so we can beat your current rates.

 

Check Processing and ACH Rates
Service Industry Average TransFirst
Setup Fee $100 $0
Monthly Cost $10 – $20 $0
eCheck Transaction Fee 45 ¢ 25 ¢

ACH processing provides you the ability to electronically debit or credit a customer or business’s checking or savings account utilizing four different methods to capture checking information. Recurring billing is a feature that comes with your TransFirst ACH processing and allows you to set up tokenized recurring billing for automated processing of credit card, signature debit card and ACH transactions. This is a great option for consumer payment plans!

PPD
(Prearranged
Payment & Deposit)
Customer writes a check to you, and you input the routing and account number into your TransFirst ACH
gateway.
CCD
(Cash Concentration
or Disbursement)
Accept corporate
checks or fund
transfers by inputting routing and account number into your TransFirst ACH
gateway.
WEB
(Internet-Initiated
Entry)
Receive Internet authorization from your customer and begin collecting funds electronically from their account by entering a routing and account number into your TransFirst ACH
gateway.
TEL
(Telephone-Initiated Entry)
Receive verbal authorization from your customer via telephone and begin collecting funds electronically from their account by entering a routing and account number into your TransFirst ACH gateway.

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TransFirst, LLC is a registered ISO/MSP of:
Wells Fargo Bank, N.A., Walnut Creek, CA
Synovus Bank, Columbus, GA