Rates & Fees

Processing Rates and Fees

Credit card processing costs are simpler than you think. At TransFirst®, we take the mystery out of rates and fees, and can save you money in the process. Unlike other credit card processors, we don’t hit you up with a long list of hidden fees, and we don’t pull you in with a low teaser rate that shoots up shortly after you sign the contract. We’re upfront about the rates and fees we charge for our products and services.

Click on your type of credit card acceptance below in order to see the fees for that method processing:


Retail Credit Card Processing Rates

Retail Merchant Account Rates

Face-to-face transactions in which the card is swiped through a card reader.

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Internet Credit Card Processing Rates

Internet and Ecommerce Merchant Account Rates

Transactions are processed on the Internet in real time.

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Wireless Credit Card processing Rates

Wireless Merchant Account Rates

Transactions are swiped through a wireless terminal.

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Phone Processing Rates

Phone Processing Rates

Transactions are phoned in and entered via a touchtone phone.

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ACH and Check Processing Rates

Check Processing and ACH Rates

Enables you to process checks(ACH) in addition to credit cards.

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TransFirst Mobile Credit Card Processing Solutions

Mobile Swipe Processing Rates

Transactions are processed through an app-equipped mobile device.

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TransFirst, LLC is a registered ISO/MSP of:
Wells Fargo Bank, N.A., Walnut Creek, CA
Synovus Bank, Columbus, GA