Payment Gateway

Payment Gateway - Online Merchant Processing

Credit card online processing relies on electronic payment gateways, and Transaction Express® from TransFirst® delivers a state-of-the-art, web-based proprietary payment processing platform for businesses of all sizes and industries. With one integrated system, merchants can accept multiple payment types in real time wherever and whenever they want, maximizing revenue opportunities.

Using your computer’s web browser and Internet connection in conjunction with an attached USB credit card swipe reader, almost any personal computer can be turned into a payment processing system with Transaction Express. And it gives you the flexibility to process all major credit cards — Visa®, MasterCard®, Discover®, American Express®, Diners Club®, Carte Blanche® and JCB® — as well as signature debit cards and ACH payments.


Transaction Express Features

Transaction Express supports multiple entry points, including virtual terminal, batch, hosted payment page, https post and web services. Shopping cart integrations can take advantage of the robust features and functionality available with the above mentioned entry points. It processes retail card-present transactions through its virtual terminal or through a custom integration using its web services, helping to reduce costs associated with maintaining traditional POS hardware or software.

With Transaction Express you get an array of recurring payment tools, including a “wallet” that stores customer payment information for future use. The wallet can be associated with a customizable recurring profile that contains specific payment terms agreed upon between you and your customer to facilitate recurring payment plans, and payment processing that can be fully automated for the convenience of merchants and their customers. This payment application is fully PCI compliant and PA-DSS certified.

Transaction Express also offers sophisticated transaction reporting capabilities that provide multiple standard and customizable reports for its users: Transaction Summary Report, Settlement Summary Report, Transaction Detail Report and Settlement Detail Report. These primary reports contain all the information and detail you need to quickly and efficiently complete reconciliation or research.

Other notable Transaction Express features include:

  • Integration with nearly all systems or applications that have access to the Internet, and with most websites
  • Virtual shopping cart integration with Shopsite, SEO Cart, Zen Cart and OS commerce
  • QuickBooks® Desktop (optional) compatibility
  • 13 months of retained transaction history and related information
  • Emailed payment notification
  • Level 2 processing support for corporate/purchase card transactions
  • Transaction funds deposited in as little as two days
  • Manual or automatic transaction capture
  • Transaction duplicate check feature
  • Multiple-user and multiple-merchant environments
  • Storage of up to five miscellaneous data fields for each transaction
  • Supports AVS, CVV2, CVC2 and CID fraud prevention tools
  • Fully tokenized payment processing platform


Transaction Express is TransFirst’s response to your payment gateway needs. To learn more, fill out the form on this page and one of our trained consultants will respond to answer your questions and explain how Transaction Express can help meet your small business credit card processing needs.

QuickBooks is a trademark of Intuit, Inc. , registered in the United States and other countries. Other trademarks are the property of their respective owners and are not necessarily affiliated with TransFirst. logo

TransFirst offers free Authorize.Net set up and provides service for a low monthly fee.

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Your information is private
and secure.We only
accept U.S.-based
businesses. We do not
accept adult businesses.

©2017 Total System Services, Inc. TSYS® is a federally registered service mark of Total System Services, Inc. All rights reserved. TSYS Merchant Solutions is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA; Synovus Bank, Columbus, GA, and First National Bank of Omaha, Omaha, NE. TSYS Business Solutions is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA; Synovus Bank, Columbus, GA; and Deutsche Bank, New York, NY for Visa and Mastercard transactions only.

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