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Cyberattacks Are Costly For Businesses

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All businesses can become the victim of a cyberattack or security breach. For those dealing in credit cards, debit cards and/or electronic fund transfers, breach protection is a must. It is the responsibility of every merchant to provide policies and technology to guard their business and its customers from the devastating losses that follow a security breach – which may include acts of fraud and stolen identities.

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Cybercriminal Tricks and How to Beat Them

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Monetary damage caused by reported cybercrime in 2013 in the United States amounted to more than $781 million — an almost 50 percent increase in reported losses over the previous year, according to the Internet Crime Complaint Center (IC3).  So it’s important to recognize some of the cybercriminal tricks your business may encounter and to know how to thwart them.

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No Evidence of Customer Credit Card Info Compromise in U.S.P.S. Data Breach

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In a November 10, 2014 statement, the U.S. Postal Service® (USPS®) acknowledged a data breach that may have compromised the personal information of more than 800,000 employees, as well as data on customers who contacted its call center during the first eight months of this year.

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Premium Credit Cards Deconstructed

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When it comes to credit cards, there’s something for everyone: basic cards for beginners, low-balance cards for people with poor credit and rewards cards for customers with well-established, positive credit histories. And then there are premium credit cards, the domain of the high earners and big spenders who don’t mind paying a hefty annual fee for them because of the perks they carry.

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Gift and Loyalty Cards are Holiday Essentials

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Most everyone is familiar with reusable stored-value gift and loyalty cards. They look similar to standard credit cards and include a magnetic stripe that contains card information. They are popular with consumers year round — but even more so during the holidays.

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