How to Choose the Right Payment Processor for Your Merchant Account


When you’re ready to get a merchant account to enable you to accept credit cards in your business, choosing a payment processor should be based on more than just low rates. TransFirst® has even more to offer as a full-service processor. Our infrastructure, experience and benefits give you access to 24/7, U.S.-based merchant support and online account reporting — and if you’re looking for a provider to give you quick access to your money — you need look no further than TransFirst with next-day funding available.

TransFirst reviews applications within 24 hours on average for quick merchant account approval and activation. We can boast some of the highest approval rates in the industry. Our merchants and sales partners are off to a good start with an array of training opportunities both online and by phone. Once you’ve been approved for a merchant account, the simple boarding process will put you at ease. An experienced merchant trainer will review the welcome kit with you and provides a walk-through of the functionality of your wired, wireless, mobile or Internet-based payment solutions.

When evaluating potential payment processors, security must be at the top of your priority list. TransFirst is committed to providing industry-leading data security technology and comprehensive, secure processing solutions. We help you to protect your business and your customers from the threat of data breaches, credit card fraud and identity theft through PCI compliance and data security plans.

Our EMV® compliant point-of-sale (POS) and terminal products offer superior chip technology designed to combat fraud and improve security. These solutions will help prepare you for the upcoming EMV compliance liability shift starting October 2015. At that time, merchants not using EMV equipment may be held financially if they are not EMV capable and a data breach or counterfeit transaction occurs.  (The liability shift does not go into effect until October of 2017 for fuel dispensers.)

We offer customized payment processing solutions to address your unique business requirements. Transaction Express® is TransFirst’s proprietary, secure web-based payment gateway that allows merchants to process payments online. Merchants can accept multiple payment types wherever and whenever they want by turning their personal computer into a payment processing system. Additionally, Payment Terminal for QuickBooks® add-on accounting software can help you further streamline your workflow, processes and operations.

For a business solution that grows with you as your business grows, try ProcessNow® Register and ProcessNow® Mobile processing apps. Move on from yesterday’s clunky cash registers and credit card terminals and take advantage of the flexibility, portability and power of ProcessNow.

Choosing the right merchant services provider just got simple. Complete the form on this page or call the toll-free number to speak to a TransFirst representative. We can help you determine which payment processing solution will work best for your business.

EMV is a registered trademark or trademark of EMVCO LLC in the United States and other countries.

QuickBooks is a trademark of Intuit Inc., registered in the United States and other countries.

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© 2016 Total System Services, Inc.®

All rights reserved worldwide. TSYS® and TransFirst® are
federally-registered U.S. service marks of Total System Services, Inc. TransFirst is a registered ISO/MSP of: Wells Fargo Bank, N.A., Walnut Creek, CA; Synovus Bank, Columbus, GA; and Deutsche Bank, New York, NY; for Visa® and MasterCard® transactions only. TSYS Merchant Solutions is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA and Synovus Bank, Columbus, GA.