Credit Card Data Survey Reveals Disturbing Stats


A disturbing 61 percent of merchants in a recent survey were found to have unencrypted credit card data stored on their networks — specifically, the unencrypted 16-digit sequence on the front of credit cards, also known as the Primary Account Number (PAN).

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Fraudsters Have Wish Lists, Too


Have you ever wondered about what types of purchases fraudsters like to make using other peoples’ credit cards? Well, wonder no more!

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Contactless Commerce Is Coming to a POS Near You


Since the first credit card was introduced more than half a century ago, plastic payments have been a contact sport. Now, with the development of near field communication (NFC) technology, POS transactions are going contactless.

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‘Fraud Mutation’ Expected as Chip Cards Proliferate


Now that EMV chip cards have arrived in the U.S. and consumers are getting used to the “dip” instead of the “swipe” at the point of sale, there’s been a lot of talk about how the technology may not be as safe as we’ve been led to believe. Some commentators have even started referring to chip-and-PIN cards as chip-and-pain cards, claiming that the switch to EMV will not solve payment card fraud.

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EMV® + NFC = Big Plus for Your Business


If you’re a business owner who’s still on the fence about upgrading your payment processing equipment to accept EMV cards, consider this: Not only will the update help prevent potential financial responsibility for fraudulent transactions, but you can also realize the added benefit of being able to process NFC transactions at the same time.

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TransFirst is a registered ISO/MSP of:
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