The Role of the Terminal in Credit Card Processing


The terminal is the workhorse of credit card processing. Without it, the job just doesn’t get done. Consequently, it’s important for merchants to have a basic understanding of how a credit card terminal works so they can choose the right one for their processing needs.

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Durbin Amendment Backfires, Study Says


A new study by the Federal Reserve Bank of Richmond reveals that the Durbin Amendment, originally intended to save retailers and consumers money by reducing swipe fees for debit card transactions, has come up very short.

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Consumers Prefer Cards to Cash, Survey Says


What’s your go-to payment option – cards, cash or check? According to a new survey, most consumers prefer credit and debit cards when making in-person and online purchases.

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Debit Cards Lag Behind Credit In Transition To Chip


If you, like me, have been wondering why you haven’t yet received the EMV® version of your debit card, here’s the short answer: federal regulations.

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Rewards Credit Cards: What You Need to Know


Rewards credit cards are on the rise again, thanks to banks that are trying to shift cardholders away from less-profitable debit cards. After a lull during the recent recession, banks are once again flooding mailboxes with credit card offers, and many of them carry those little extras that consumers have come to love: airline miles, travel points, free merchandise and cash back.

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TransFirst, LLC is a registered ISO/MSP of:
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