Breaking Down the Costs of Credit Card Processing


For businesses that accept credit cards, the merchant account statement represents the sum of three basic types of charges: interchange, assessments and markups. Understanding the rates and fees that you are paying is one way to make sure you’re getting the best products and services for your credit card processing needs.

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Comparing Merchant Account Providers


Selecting the best merchant account provider for your business is a critical move that requires some time and effort on your part. At TransFirst®, we believe the process starts with an honest assessment of your business and the type(s) of credit card processing options it requires — traditional retail, e-commerce, mobile, wireless, dialup and so on.

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Credit Card Processing and the Prepaid Card


Credit card processing is a broad term that encompasses several electronic payment card categories: credit cards of all stripes (“plain vanilla”, rewards, corporate), debit cards (signature and PIN), EBT (electronic benefits transfer), gift and loyalty cards. Another option that’s growing in popularity is the prepaid card.

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Credit Card Processing for Newbies


If you’re new to credit card processing, TransFirst® welcomes you! As a reputable full-service merchant services provider with years of experience, we know that a well-educated merchant is our best customer. We also know that credit card processing may seem like a foreign language to many newcomers, so we do our best to simplify the process for you.

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Pros and Cons of Accepting Credit Cards


To accept credit cards or not to accept credit cards — that is the question! Actually, there should be no question about it because the advantages of payment card acceptance for merchants far outweigh the disadvantages.

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© 2016 Total System Services, Inc.®

All rights reserved worldwide. TSYS® and TransFirst® are
federally-registered U.S. service marks of Total System Services, Inc. TransFirst is a registered ISO/MSP of: Wells Fargo Bank, N.A., Walnut Creek, CA; Synovus Bank, Columbus, GA; and Deutsche Bank, New York, NY; for Visa® and MasterCard® transactions only. TSYS Merchant Solutions is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA and Synovus Bank, Columbus, GA.