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Can Mobile Location Confirmation Help Prevent Unnecessary Card Declines?

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If you’ve ever been inconvenienced by having a credit card purchase declined while on the road — or if you’ve been the merchant who lost out on such a sale — listen up: Visa® may have the solution. It’s a new service called Mobile Location Confirmation (MLC for short) that’s designed to reduce unnecessary purchase declines often triggered when consumers travel outside of their home area.

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U.S. Federal Government Supports EMV Chip Technology

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In October of last year, the Obama administration issued an Executive Order (EO) as part of the President’s BuySecure Initiative, taking action to move our economy toward stronger, more secure technologies — ones that better secure transactions and safeguard sensitive data.

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Survey Says Prepaid Card Use on the Rise

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Survey reveals more consumers are receiving funds on prepaid cards as rebates, refunds, and incentives now than in recent past years.

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The U.S. Fraud Forecast After EMV® Adoption

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Counterfeit card fraud has been drastically reduced in countries that use more secure EMV technology. However, these countries also experienced fraud predominance shifting from one form to another following the introduction of chip cards.

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The Future of Secure Payments in America

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The collaboration known as the U.S. Payments Security Task Force (PST) is a group of leading U.S. issuers, acquirers, merchants, payment networks and other electronic payment participants, established in 2014. Their teamwork has produced a new white paper that may serve as a roadmap on securing the payments ecosystem in the U.S.

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