Premium Credit Cards Deconstructed


When it comes to credit cards, there’s something for everyone: basic cards for beginners, low-balance cards for people with poor credit and rewards cards for customers with well-established, positive credit histories. And then there are premium credit cards, the domain of the high earners and big spenders who don’t mind paying a hefty annual fee for them because of the perks they carry.

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Which Credit Card Brands Should Your Business Accept?


Four major credit card brands dominate the U.S. market: Visa®, MasterCard®, Discover® and American Express®. If you own a business that accepts credit cards, you may have wondered if you need to accept all four. The answer is “yes” if you don’t want to miss a sale!

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What Info Belongs on a Credit Card Receipt?


The purpose of a credit card receipt is to document a transaction between a merchant and a customer with enough specific information so that both parties can clearly identify it. This is particularly important in the event that a return or adjustment becomes necessary.

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“Beating the Shift” Webinar Set for Nov. 19


With a major liability shift deadline less than a year away, credit card issuers, acquirers and merchants are gearing up for the conversion of the U.S. payments market to the EMV chip card standard already in use worldwide. In collaboration with industry publication Digital Transactions, TransFirst® is sponsoring a webinar for ISOs and other acquirers entitled “Beating the Shift: Tactics to Get Merchants from Mag Stripe to EMV by Oct. 1, 2015”.

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How to Safeguard Your Merchant Account


A merchant account is one of the most valuable tools a business owner has to help ensure that their business reaches its full potential. In today’s marketplace, consumers are increasingly reliant on their payment cards and expect to be able to use them whenever they make a purchase.

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