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Independence Day Thanks

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Independence Day is a day when Americans demonstrate their gratitude and support for our service men and women and their vital contribution to the safety, well-being and freedom of our nation.

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Advice to Merchants — Be Proactive to Avoid Chargeback Losses

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There’s nothing friendly at all about so-called friendly fraud — a term that describes the practice of fraudulent chargebacks. Chargebacks occur when banks force a refund for a disputed credit card purchase.

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Get Ready Get Set and Switch to EMV®

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There’s an important deadline approaching and your business should be prepared. October 1, 2015 is a date to mark on your calendar. That’s when businesses need to update their credit card terminals to accept EMV chip cards or they may assume financial responsibility if a data breach or counterfeit transaction occurs.

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With EMV® Readiness the Weakest Link Pays for Fraud

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EMV® chip technology is an evolution in payments that will help increase security, reduce card-present fraud and enable the use of future value-added applications. Merchants who accept credit cards have an important deadline associated with EMV approaching. If after the deadline you fail to migrate to EMV payment processing, your business may be responsible for fraud-related costs that could have been prevented with the use of a chip-enabled point-of-sale (POS) system.

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Feds Report Increasing Consumer Smartphone Use for Banking and Payments

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Since 2011, the Federal Reserve Board has conducted a survey of how consumers use their mobile phones to interact with financial institutions (mobile banking) and use of mobile phones to make informed shopping decisions and pay for goods and services (mobile payments).

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TransFirst, LLC is a registered ISO/MSP of:
Wells Fargo Bank, N.A., Walnut Creek, CA;
Synovus Bank, Columbus, GA; and
Deutsche Bank, New York, NY; for Visa® and MasterCard® transactions only.