Blog

EMV Transition Lagging, Survey Says

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A new American Express® survey reveals that more than a third of U.S. small businesses have not yet upgraded their point-of-sale systems to be EMV® capable, even though they say protecting their operations from the threat of payment card fraud is a major concern.

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Focus on Secure Processing

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Secure credit card processing is the responsibility of every participant in the process: merchants, merchant services providers, issuing banks and the credit card networks. The job is made easier when everyone follows the basic security steps outlined in the Payment Card Industry Data Security Standard, or PCI DSS for short.

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Consider This Before You Accept Credit Cards

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For businesses, the question is not whether to accept credit cards but how to do so in the most cost-efficient and effective way. Signing up with a merchant services provider like TransFirst® to process your credit card transactions is a big step, so it’s important to ask the right questions beforehand so you’re not stuck with a contract that really doesn’t work for you.

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Rebuilding Customers’ Trust After a Data Breach

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Data breach is an experience no business wants to go through — and yet, it happens to the best of them, both large and small. Mitigating the damage of a data breach is critical, especially when it comes to rebuilding trust among your customers. In fact, how you handle that challenge could determine whether or not you stay in business.

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Can Mobile Location Confirmation Help Prevent Unnecessary Card Declines?

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If you’ve ever been inconvenienced by having a credit card purchase declined while on the road — or if you’ve been the merchant who lost out on such a sale — listen up: Visa® may have the solution. It’s a new service called Mobile Location Confirmation (MLC for short) that’s designed to reduce unnecessary purchase declines often triggered when consumers travel outside of their home area.

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