A Merchant Account is Your Passport to Accepting Credit Cards


Businesses that want to venture into the land of credit card processing need a passport, also known as a merchant account. Obtaining one involves filling out an application with a reputable merchant services provider like TransFirst®.

Prior to the application process, you should talk to several potential merchant services providers about which of the products and services they offer would best serve your business and credit card processing requirements. Choosing the right merchant account provider is critical to your future satisfaction, so take your time and ask lots of questions before making your final selection.

You can streamline the merchant account application process by being prepared with specific required information at your fingertips:

  • The legal name of your business
  • Business contact information, including address, phone, fax and website address
  • Type of ownership
  • The full name and Social Security number of the principal owner
  • All applicable business licenses
  • The company’s federal tax identification number (TIN/EIN)
  • Recent tax returns
  • A company bank account number
  • Your average credit card transaction amount
  • Your average monthly credit card sales volume

At TransFirst, we assess your application and the information you provide. We also run a credit check and consider all these components to determine if you qualify for a merchant account. If qualified, your application is approved.

Applicants who are well prepared with all the required documentation can be approved for a merchant account in as little as 24 hours and ready to start accepting credit and debit cards as well as other forms of electronic payment.

If you’re still contemplating whether credit card processing can pay off for your business, keep this in mind: Accepting credit cards is a business standard today, not the exception. The merchant account application process is similar to applying for a line of credit, and it can move very quickly if you have all the necessary information at the ready.

When you set up a merchant account with TransFirst, you benefit from leading-edge technology and state-of-the-art security tools that keep your customers’ information (and yours) safe from potential fraud and data breach. By choosing the right merchant account for your needs — retail, online, mobile, wireless or MOTO, to name just a few options — you’ll save money in the long run, making your merchant account very cost effective. In fact, many merchants discover that their credit card processing costs are offset by more and larger sales that come their way once they start accepting plastic.

Interested in learning more about TransFirst? Talk to one of our representatives today for answers to all your card processing or merchant account questions!

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©2017 Total System Services, Inc. TSYS® is a federally registered service mark of Total System Services, Inc. All rights reserved. TSYS Merchant Solutions is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA; Synovus Bank, Columbus, GA, and First National Bank of Omaha, Omaha, NE. TSYS Business Solutions is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA; Synovus Bank, Columbus, GA; and Deutsche Bank, New York, NY for Visa and Mastercard transactions only.

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