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Business Owners Should Take Note of Data Breach Trends

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It’s been seven years since the Ponemon Institute issued its first annual Cost of a Data Breach Study (CDBS). The seventh annual CDBS was derived from a detailed analysis of 49 data breach cases with a range of nearly 4,500 to 98,000 affected records. Companies analyzed were from 14 different industries and its average cost of a data breach does not apply to catastrophic breaches (study excludes data breaches of more than 100,000 records) given they are not typical of those experienced in the United States.

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New Tax Incentives Are Good for Small Business

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The Taxpayer Relief Act of 2012, an agreement soon to be signed into legislation, provides an extension of some of the most important tax credits signed into law during the President’s first term — thereby avoiding a negative impact on small business revenues. These extensions include several small business tax incentives designed to incite innovation, support capital investment, and make it easier for small business owners to hire new workers. It offers key benefits for more than 98 percent of Americans — and in particular for the country’s 28 million small businesses that will not see their income taxes go up.

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TransFirst®: Credit Card Processing Simplified!

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Credit card processing does not need to be complicated, not when you choose to work with a full-service, experienced merchant account provider like TransFirst. For well over a decade we have delivered products and services to more than 500,000 businesses, building our client base and a reputation for honesty, integrity and outstanding customer service and support.

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Retrieval, Chargeback and Credit Card Processing

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When it comes to retail sales, the goal of every merchant and customer is to complete a transaction that’s mutually satisfactory. The merchant wants to sell merchandise or a service and make a profit; the customer wants to go home with a product or service that meets their requirements and standards. Most of the time that’s the way it works, but occasionally there may be a glitch. In the credit card processing industry, that’s when the words “retrieval” and “chargeback” rear their ugly head.

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Tips for Secure E-commerce Credit Card Processing

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The key to all credit card processing is security, and this is particularly true when the transaction occurs on an e-commerce website. Online shoppers want assurance that when they enter their personal and account information onto a site’s payment page, it will be processed safely by the merchant. At TransFirst®, we take secure processing very seriously and expect our merchant clients to do the same. Only then can you truly protect both your business and your online shoppers.

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