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EMV Chip Deadline One Year Away – Are You Ready?

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October 1, 2015 — one year from today — is an important date for all businesses that accept credit cards and for the credit card processors that serve them. That’s the day when financial liability for counterfeit fraud losses shifts to the party that is the cause of an EMV® transaction not occurring.  In other words, if your business is not EMV compliant by then, it could end up costing you money.

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Apple Embraces NFC Payments, Debuts Apple Pay

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Apple, Inc. has unveiled its plan to modernize the way customers shop with credit cards; it’s called Apple PayTM.  The announcement of this new service came on September 9th at a special media event in Cupertino, California, to introduce the new Apple Watch and two new iPhones — the iPhone 6 and iPhone 6 Plus, capable of making contactless payments. This new service uses technology known as Near Field Communication (NFC) which has built-in capabilities to support secure applications.

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How Mobile Point of Sale Processing Works

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Mobile point-of-sale credit card processing — sometimes referred to as mPOS for short — has ushered in a whole new era for businesses that relies on a downloadable app that runs on your choice of tablet.

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Here a Chip, There a Chip, Everywhere a Chip Chip!

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I recently received an email from the bank that issued my MasterCard® reminding me just how easy it is to use the new microchip-enabled card they had sent me. They’ve even given it a cute name – Chip Card!

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Consumers Lack Trust in Retailers for Data Security

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A recent study conducted of more than 6,100 consumers across 20 countries reveals 3 out of 10 surveyed don’t trust retailers to keep their sensitive data secure. The study by ACI Worldwide and Aite Group should raise merchant awareness about the importance of data security for the protection and well-being of their customers and their business.

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