Can Mobile Location Confirmation Help Prevent Unnecessary Card Declines?


If you’ve ever been inconvenienced by having a credit card purchase declined while on the road — or if you’ve been the merchant who lost out on such a sale — listen up: Visa® may have the solution. It’s a new service called Mobile Location Confirmation (MLC for short) that’s designed to reduce unnecessary purchase declines often triggered when consumers travel outside of their home area.

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U.S. Federal Government Supports EMV Chip Technology


In October of last year, the Obama administration issued an Executive Order (EO) as part of the President’s BuySecure Initiative, taking action to move our economy toward stronger, more secure technologies — ones that better secure transactions and safeguard sensitive data.

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Congress Considers National Data Breach Legislation


2015 may be the year that the U.S. Congress gets serious about national data breach legislation. In late January, the House Commerce, Manufacturing, and Trade Subcommittee opened hearings on the matter, and Subcommittee Chairman Michael Burgess (R-TX) has called the issue a “top priority” for the new Congress.

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Survey Says Prepaid Card Use on the Rise


Survey reveals more consumers are receiving funds on prepaid cards as rebates, refunds, and incentives now than in recent past years.

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Does NFC Equate with Safer Payment Processing?


Near field communication (NFC) is wireless technology that enables smartphones and other devices to establish radio communication with each other by touching them together or bringing them into proximity (typically closer than 4 inches). NFC has received new attention from the payment processing industry with the recent introduction of Apple Pay™, which currently operates off an NFC antenna built into the iPhone® 6 and 6 Plus, certain iPads and (coming soon) Apple Watch™. It’s touted as being a more secure way to pay in stores.

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